Back Dated Cancellation

An elderly gentlemen called me to ask about his insurance policy. He then said he needed to cancel for various reasons. ‘Can I back date the cancellation?’ he asked. ‘No’ came the short reply.

You can’t back date the cancellation on an insurance policy. If you’ve had the cover you have to pay for it. Simple as that. If you took it out in 2007 and have never claimed you can’t back date the cancellation from 2008! You had the cover you paid for the cover. You aren’t getting it back. Simples!

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